Do you or your loved one have an immediate need for long-term care due to a medical emergency, a cognitive condition that is worsening or an inability to function independently?
The expense of long-term care can devastate a family financially. Home care can exceed $7,000 per month and nursing facility care can exceed $17,000 per month.
If a long-term care crisis has struck, you may wish to explore if applying for Medicaid benefits is right for you at this time. There are strategies to gain Medicaid eligibility as soon as possible without risking all of your income or assets.
The limits of Medicare – Medicare versus Medicaid
If you need help with daily tasks such as bathing, walking and toileting or for cognitive needs such as supervision for someone with dementia, Medicare does not pay for assistance with these chronic, custodial needs. Medicaid, however, can pay for all of this care.
Applying for Medicaid
Applying for Medicaid is complex. There are strict financial eligibility rules that must be followed in order to obtain acceptance into the Medicaid program. Successfully planning and applying for Medicaid services requires both knowledge and expertise to help you get the best care and protect the most assets. We can help you navigate the look back periods, asset transfer penalties and spousal refusal risks to protect the greatest amount of income and assets.
Together with the elder law attorneys at Tully, Law, PC, Certified Elder Law Attorney Brian Tully has helped over a thousand clients to navigate successfully the complicated eligibility rules of Medicaid’s community home care and nursing home programs.
It would be our honor to help you and your family through this time.
SCHEDULE YOUR CONSULTATION
Considering all of your needs when navigating Long-Term Care.
In addition to our legal services, our Life Care Planning services can help you to navigate the practical and emotional needs that arise for families that face significant challenges in providing long-term care for a loved one. Our Elder Care Coordinator can support you, and advocate or intervene on your behalf when needed, to help you through this difficult time.
A note: Plan ahead if you can
If you do not yet require long-term care, it is best to plan in advance for a potential need for Medicaid eligibility. Please read more about Advanced Planning for Long-Term Care.