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Riverhead Life Care Planning Lawyer

When you or your loved one develops an illness with serious long-term repercussions or has a catastrophic accident, your thoughts should leap ahead to planning your care. Ensuring you have access to the healthcare services you need and the means to pay for them must be your priority. You also should consider how to preserve as much of the wealth you have created as possible.

You can get expert assistance with all these tasks by contacting a Riverhead life care planning lawyer. Our team consists of elder law specialists, medical professionals, Medicaid experts, and social workers. Working together, we will help you develop a strategy to protect your quality of life and your family’s standard of living.

What Is Life Care Planning?

Life care planning is a holistic effort that combines healthcare advocacy with estate planning and asset protection strategies. A sound life care plan ensures you receive appropriate care throughout your illness and can pay for the services you require without impoverishing your family.

Our Riverhead life care planning team includes a nurse and social workers with expertise in geriatric and long-term care, in addition to our trusted attorneys. They can advocate for an appropriate level of care given your medical needs. They also help with identifying available services and resources as well as placement in a long-term care or skilled nursing facility if necessary.

Almost all families need help paying for long-term care needs, and applying for Medicaid services is necessary at some point in most cases. Although Medicaid is a program that serves low-income people, people of moderate or even substantial means can qualify under certain conditions. We have the expertise to find legal solutions that can allow patients to qualify for Medicaid while preserving as much of their assets as possible for the benefit of their spouses and children.

Ensuring Resources Are Available to Pay for Care

Long-term care can be extremely expensive; most families need help paying for it. Our team knows where to look for sources of funding you might not have thought of, like veterans’ benefits. We can also propose ways of affording long-term care while preserving as much of your family’s wealth as possible. Strategies could include:

  • Strategic gifting
  • Renovating a home
  • Investments in Medicaid-exempt assets
  • Setting up a Medicaid asset protection trust
  • Purchasing an annuity to ensure a spouse or other dependent has income

Many families find that a combination of these strategies will allow their loved one to qualify for Medicaid while allowing the patient’s spouse and other dependents to maintain a decent standard of living.

The income limits and asset values associated with Medicaid eligibility for in-home or nursing home care change regularly. Working with a Riverhead legal team with expertise in life care planning is critical to ensure your plan is effective when needed.

Advocating for the Care Required

Excellent healthcare is available in Riverhead, but accessing it is often difficult. Especially when people get older, and both spouses may be experiencing health challenges, having someone to stand up and advocate for the care you need can be a literal lifesaver.

There are often too few nursing home beds available in the better facilities or long wait times for in-home care. Family members and caregivers concerned about a patient’s condition can spend hours on hold before they get the answers they need, and sometimes, they do not know who to call.

Our medical advocacy team could do the heavy lifting to get you the care you need as quickly as possible. We could be a resource for the patient, family members, and caregivers. When questions arise, or you just need support, our Riverhead life care planning team is there for you.

Explore Life Care Planning Services With a Riverhead Attorney

Accidents happen, people age, and many of our loved ones will require long-term care—or you may need it yourself. Ensuring the necessary care is available in case of a debilitating accident or illness is critical.

Life care planning can remove some of the burden from your loved ones and protect your assets to the extent possible. Get in touch with a Riverhead life care planning lawyer today to develop a comprehensive strategy for long-term care.